At F&M Mortgage, we bring your dream home.

F&M Mortgage is a locally-owned mortgage company. We take pride in helping our clients become homeowners and work hard to improve the communities we serve.

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Testimonials

 VBS Mortgage has worked with many of my home buyers to help them qualify for a loan. The mortgage consultants, processors, underwriters and other staff are courteous, knowledgeable, and customer service oriented! Thank you VBS Mortgage for making the dream of home ownership a reality for many! 

Renee Whitmore, Old Dominion Realty

 I can't begin to describe how wonderful VBS Mortgage has been. Buying a home had been a dream for my family for so long, and it was great to work with a lending company that knew how much that dream meant. I truly can't recommend them enough. 

Jonathan Williams