Have Questions?

Complete the Application

At VBS we make the application process simple. Simply fill out our online form or download our interactive PDF application.

Choose a Mortgage Advisor

At VBS Mortgage we have a team of professional Mortgage Advisors waiting to serve you. Take a moment to Meet our Team

We'll Handle the Rest!

Once your application is complete a VBS Mortgage Advisor will handle the rest and start you on your way towards Home Ownership

From Our Clients -

"VBS Mortgage has worked with many of my home buyers to help them qualify for a loan. The mortgage consultants, processors, underwriters and other staff are courteous, knowledgeable, and customer service oriented! Thank you VBS Mortgage for making the dream of home ownership a reality for many!"

- Renee Whitmore, Old Dominion Realty

"I can't begin to describe how wonderful VBS Mortgage has been. Buying a home had been a dream for my family for so long, and it was great to work with a lending company that knew how much that dream meant. I truly can't recommend them enough."

- Jonathan Williams

Who is VBS Mortgage?

VBS Mortgage is committed to the personalized service and accommodation of our clients’ entire home financing needs.

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VBS makes this possible by encompassing a knowledgeable and experienced team, as well as having the most competitive products and mortgage rates (for many types of mortgages including va mortgage rates and construction to permanent mortgage rates in partnership with our affiliate F&M Bank). Our solid foundation and authenticity as a trusted Harrisonburg VA home loan lender sets us apart from other home loan companies. Every relationship built provides our company the opportunity to provide the highest quality professional mortgage services to our clients, associates and business partners.

Whether you are a first time home buyer or a seasoned real estate investor, we at VBS Mortgage have the programs and expertise to guide you through your mortgage process. We pride ourselves by having a great selection of mortgage products to serve many lending needs, from 100% financing options to high acreage mortgage loans to first time home buyer loan programs. Contact us today to see how we can make your real estate dreams come true.

Your home. Your community. Your dreams.

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