Loan Programs -

Overview

VBS Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the following loan programs:

• Purchase
• Refinance
• Construction Loans
• Investment Loans
• First Time Homebuyer Programs
• Debt Consolidation Loans
• Home Renovation Loans
• Conventional Mortgages - 30, 25, 20, 15, 10 year fixed rates
• ARMs - Adjustable Rate Mortgages
• FHA Loans - as low as 3.5% down payment
• VA - 100% financing for veterans
• USDA - Rural Development - 100% financing for rural properties
• Reverse Mortgages - for 62 years or older homeowners

Contact us for program details and guidelines.