My lending career began in 1993. I have built my business identifying the needs of my clients and offering mortgage products to meet those needs. I specialize in helping clients make an informed decision
regarding the very important purchase of a home. Also, I delight in helping first time buyers realize their dream of homeownership by educating and directing them through each step of the process.
-Nearly 25 years lending experience. Industry specific training in all areas of conventional and government mortgage loan programs.
-Certified trainer for VHDA’s Homeowner Education Program
-Master Financial Education Volunteer- Mentoring individuals to improve their financial well-being and establishing a plan for future financial management.
My many years of experience helps me to assist my clients with their journey to homeownership. Whether it’s their first home or their
second home; whether they are building their dream home or
expanding to buy investment properties- my responsibility is to provide my clients the information they need about the mortgage products which may be suited to them. I value my clients and consider it a privilege to be a part of such a significant purchase, a home.
"Thanks Julie.....you are absolutely the BEST!!! So blessed to work with you." -B.R. Woodstock, VA
"I want you to know that after I left your office on Monday I felt calm and happy. You, personally, made me feel that everything was going to be okay." -P.P.S. Woodstock, VA