About Us

VBS Mortgage NMLS# 275173 is committed to the personalized service and accommodation of our clients’ entire home financing needs. VBS makes this possible by encompassing a knowledgeable and driven sales team, as well as having the most competitive products and rates available. Our solid foundation and authenticity sets us apart from our competition and ensures the long term success of our company in this challenging market. Every relationship built provides our company the opportunity to improve our skills and provide the highest quality professional services to our clients, associates and business affiliates.

VBS Mortgage was established in 1999 and is an affiliate of Farmers & Merchants Bank, a community bank that has been serving the Shenandoah Valley since 1908. VBS Mortgage is a lender that offers in-house processing and underwriting, which gives us the advantage of local decision making. We have the ability to offer a wide variety of mortgage products to meet individual needs. 

Hablamos Español!

Meet the Team

Kevin Russell

President
NMLS# 373137

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Terri Dart

Vice President
NMLS# 510035

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Teresa Morrison

Operations Manager
NMLS# 976864

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Allicyn Buracker

Mortgage Advisor
NMLS# 510637

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Julie Reeves

Mortgage Advisor
NMLS# 510634

161 South Main Street
Woodstock, VA 22664
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Kitty Purcell

Mortgage Advisor
NMLS# 494624

80 Cross Keys Road
Harrisonburg, VA 22801
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Lee Croteau

Reverse Mortgage Advisor
NMLS# 510633

161 South Main Street
Woodstock, VA 22664
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Lisa Carper

Reverse Mortgage Advisor Serving the Winchester and Front Royal areas
NMLS# 450305

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Ron Ross

Mortgage Advisor
NMLS# 510631

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Stan Rush

Manufactured and Modular Division
NMLS# 391268

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Tonja Showalter

Mortgage Advisor
NMLS# 510632

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Veronica Amato

Mortgage Advisor- Bilingual
NMLS# 1048370

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Diane Buchanan

Administrative Assistant

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Holly Thorne

Marketing Specialist

PO Box 1111
Timberville, VA 22853
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Julie Masters

Controller

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Linda Labbe

Mortgage Processor
NMLS# 510630

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Melanie Drumheller

Mortgage Underwriter
NMLS# 510629

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Rian Chandler-Dovis

Marketing Specialist

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Tina Eppard

Mortgage Processor
NMLS# 510639

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Vickie Wendt

Mortgage Underwriter

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Monica Joseph

Mortgage Closer
NMLS# 1223271

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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Jonathan Ischinger

Mortgage Advisor
NMLS# 490411

2040 Deyerle Ave Suite #207
Harrisonburg, VA 22801
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