What could you do with extra money each month? The interest you pay on your mortgage can be a big chunk of your monthly payment, so it is important that your rate is as low as possible! With mortgage rates at historical lowes, it is the perfect time to consider refinance. At VBS Mortgage, we offer many options for home loan refinance to meet your individual needs. We can analyze your current mortgage and figure out if refinance makes sense in your situation. Our trusted Advisors are committed to putting your needs first.